Virgin Card

Discounts at Virgin companies, Pricing plans to suit you, Fraud protection like their standard credit cards.

Overall:

The Virgin card is a great looking card that offers products and services in line with all the main prepaid card players. The main difference is that the Virgin card gets you offers on Virgin products.

Good bits:

It’s a Virgin card.

If you are looking for the security of a mainstream brand then the Virgin card is the card for you. We think some of the prepay companies are doing a great job, but if it’s mainstream security you are after, then the Virgin card is probably as good as it gets.

Special offers.

You get some special offers when you use your Virgin card to purchase other Virgin products. Which is particularly great if you normally purchase Virgin products.

You should get a Virgin card.

You can get a Virgin card without being fully verified – see card verification for more info.

Bad bits:

Upgrade charge.

We can't understand why the Virgin card charges (there’s a fair bit of paperwork), but it is in their interest for you to do it (as you’ll use your Virgin card more), so we think it’s a bit daft.

Limited tariff switching.

You can only switch your Virgin card tariff once every 4 months. If you are not sure how you are going to use your Virgin card, or if you know that sometimes you’ll be using it a lot, others a little, then we’d suggest that maybe the Virgin card isn't for you and to look elsewhere for a non-charging alternative.

It’s a third party.

The Virgin card is provided through a third party (a company called PrePay Technologies) so the Virgin card will only be as good as them. However, the service should be provided in a way that is in line with the Virgin way!

Limited special offers.

The special offers tend to be for Virgin companies (which we think can be fabulous), but some of the other prepay companies offer cashback on numerous sites so you may get a benefit from a wider selection of companies and products. Just look at where you may be spending and you should be able to see where you may get the most benefit.

Standard bits:

Monthly and pay as you go tariffs.

After some rather strange pricing (where everything was based on a percentage, which could work out very expensive for the customer), the Virgin card has now come into line with the larger prepay companies and is offering a simple monthly payment plan and a pay as you go option.

Best card for you if:

• You love Virgin and you will your Virgin card to purchase a lot of Virgin goods and services.
• You like the security that a big brand provides you.
• You’re a fan of Richard Branson!

prepaid credit cards home page: simplyprepay.com