﻿<?xml version="1.0" encoding="utf-8"?>
<?xml-stylesheet type="text/xsl" href="table.xsl"?>
<Cardfile>
  <card>
    <product_type>Monthly</product_type>
    <provider>APS Group</provider>
    <card_name>Cashplus Gold MasterCard</card_name>
    <primary_purpose>Multipurpose</primary_purpose>
    <card_type>MasterCard</card_type>
    <product_name>activeplus</product_name>
    <price>Up to £9.95</price>
    <price_value>£9.95</price_value>
    <monthly_fee>£4.95</monthly_fee>
    <month_fee_value>£4.95</month_fee_value>
    <cost_per_use>£0</cost_per_use>
    <cost_per_use_value>£0</cost_per_use_value>
    <ID>Free</ID>
    <top_up_charges>Free except for: Epay outlets: £2.00</top_up_charges>
    <top_up_charges_value>£0</top_up_charges_value>
    <ATM_UK> up to £0.99</ATM_UK>
    <ATM_UK_Value>£0.99</ATM_UK_Value>
    <ATM_Abroad>£3</ATM_Abroad>
    <ATM_Abroad_value>£3</ATM_Abroad_value>
    <forex_fees>2.99%</forex_fees>
    <forex_fees_value>2.99</forex_fees_value>
    <add_card_fee>Up to £9.95</add_card_fee>
    <dorm_fee>Up to £4.95 (after 120 days inactivity)</dorm_fee>
    <url>http://track.omguk.com/?AID=73408&amp;MID=4331&amp;PID=4452&amp;CID=3020683&amp;CRID=11160&amp;WID=22387</url>
    <image>cashplusgold.jpg</image>
    <highs>Best all round card loads of other features</highs>
    <lows>Can be pricey if using occasionally</lows>
  </card>
  <card>
    <product_type>Monthly</product_type>
    <provider>Tuxedo MoneyPlus Ltd</provider>
    <card_name>Tuxedo eccount MasterCard</card_name>
    <primary_purpose>Multipurpose</primary_purpose>
    <card_type>MasterCard</card_type>
    <product_name>Pay monthly</product_name>
    <price>£9.95</price>
    <price_value>£9.95</price_value>
    <monthly_fee>£4.99</monthly_fee>
    <month_fee_value>£4.99</month_fee_value>
    <cost_per_use>£0</cost_per_use>
    <cost_per_use_value>£0</cost_per_use_value>
    <ID>Free</ID>
    <top_up_charges>High street banks &amp; bank transfer: Free; 
Post Office: 99p; 
PayPoint: 3%; 
Credit/debit card: 3%; 
Cheque cashing: up to £30 (amount dependent).</top_up_charges>
    <top_up_charges_value>£0.99</top_up_charges_value>
    <ATM_UK>£0.50</ATM_UK>
    <ATM_UK_Value>£0.50</ATM_UK_Value>
    <ATM_Abroad>£2.25</ATM_Abroad>
    <ATM_Abroad_value>£2.25</ATM_Abroad_value>
    <forex_fees>0.00%</forex_fees>
    <forex_fees_value>0</forex_fees_value>
    <add_card_fee>£4.99</add_card_fee>
    <dorm_fee>Not applicable</dorm_fee>
    <url>http://www.awin1.com/awclick.php?mid=2079&amp;id=88995</url>
    <image>tuxedo.jpg</image>
    <highs>More functionality with the eccount than the normal card such as ways to top up</highs>
    <lows>Topping up can be a pricey affair</lows>
  </card>
  <card>
    <product_type>Monthly</product_type>
    <provider>PrePay Technologies Ltd</provider>
    <card_name>Optimum Prepaid MasterCard</card_name>
    <primary_purpose>Multipurpose</primary_purpose>
    <card_type>MasterCard</card_type>
    <product_name>Pay Monthly</product_name>
    <price>£9.95 (+ £2.50 if bought via SMS)</price>
    <price_value>£9.95</price_value>
    <monthly_fee>£4.95</monthly_fee>
    <month_fee_value>£4.95</month_fee_value>
    <cost_per_use>Free</cost_per_use>
    <cost_per_use_value>£0</cost_per_use_value>
    <ID>£5.00</ID>
    <top_up_charges>PayPoint: 3%; 
Credit Card: 3%. </top_up_charges>
    <top_up_charges_value>3%</top_up_charges_value>
    <ATM_UK>£1.50 + 2% surcharge over £50</ATM_UK>
    <ATM_UK_Value>£1.50</ATM_UK_Value>
    <ATM_Abroad>£1.50 + 2% surcharge over £50</ATM_Abroad>
    <ATM_Abroad_value>£1.50</ATM_Abroad_value>
    <forex_fees>2.95%</forex_fees>
    <forex_fees_value>2.95%</forex_fees_value>
    <add_card_fee>1st one free £5 thereafter</add_card_fee>
    <dorm_fee>Not applicable</dorm_fee>
    <url>http://www.awin1.com/awclick.php?mid=2020&amp;id=88995</url>
    <image>optimum1.jpg</image>
    <highs></highs>
    <lows></lows>
  </card>
  <card>
    <product_type>PAYG</product_type>
    <provider>APS Group</provider>
    <card_name>Cashplus Gold MasterCard</card_name>
    <primary_purpose>Multipurpose</primary_purpose>
    <card_type>MasterCard</card_type>
    <product_name>flexiplus</product_name>
    <price>Up to £9.95</price>
    <price_value>£9.95</price_value>
    <monthly_fee>£0</monthly_fee>
    <month_fee_value>£0</month_fee_value>
    <cost_per_use>£0.99</cost_per_use>
    <cost_per_use_value>£0.99</cost_per_use_value>
    <ID>Free</ID>
    <top_up_charges>Free except for: Epay outlets: £2.00</top_up_charges>
    <top_up_charges_value>£0</top_up_charges_value>
    <ATM_UK> up to £0.99</ATM_UK>
    <ATM_UK_Value>£0.99</ATM_UK_Value>
    <ATM_Abroad>£3.00</ATM_Abroad>
    <ATM_Abroad_value>£3.00</ATM_Abroad_value>
    <forex_fees>2.99%</forex_fees>
    <forex_fees_value>2.99%</forex_fees_value>
    <add_card_fee>Up to £9.95</add_card_fee>
    <dorm_fee>Up to £4.95 (after 120 days inactivity)</dorm_fee>
    <url>http://track.omguk.com/?AID=73408&amp;MID=4331&amp;PID=4452&amp;CID=3020683&amp;CRID=11160&amp;WID=22387</url>
    <image>cashplusgold.jpg</image>
    <highs>Best all round card with a free payment protection.</highs>
    <lows>Pricy if not using occasionally.</lows>
  </card>
  <card>
    <product_type>PAYG</product_type>
    <provider>Tuxedo</provider>
    <card_name>Tuxedo eccount MasterCard</card_name>
    <primary_purpose>Multipurpose</primary_purpose>
    <card_type>MasterCard</card_type>
    <product_name>No fee: Pay as you go</product_name>
    <price>£9.95</price>
    <price_value>£9.95</price_value>
    <monthly_fee>£0</monthly_fee>
    <month_fee_value>£0</month_fee_value>
    <cost_per_use>2.95% (min 50p max £1.50)
2.95% (min 50p max £1.50)</cost_per_use>
    <cost_per_use_value>2.95%</cost_per_use_value>
    <ID>Free </ID>
    <top_up_charges>High street banks &amp; bank transfer: Free; 
Post Office: 99p; 
PayPoint: 3%; 
Cheque cashing: up to £30 (amount dependent).</top_up_charges>
    <top_up_charges_value>£0.99</top_up_charges_value>
    <ATM_UK>1.5% (+ 2% over £50)</ATM_UK>
    <ATM_UK_Value>1.5%</ATM_UK_Value>
    <ATM_Abroad>1.5% (+ 2% over £50)</ATM_Abroad>
    <ATM_Abroad_value>1.5%</ATM_Abroad_value>
    <forex_fees>1%</forex_fees>
    <forex_fees_value>1%</forex_fees_value>
    <add_card_fee>£4.99</add_card_fee>
    <dorm_fee>Not applicable</dorm_fee>
    <url>http://www.awin1.com/awclick.php?mid=2079&amp;id=88995</url>
    <image>tuxedo.jpg</image>
    <highs>More functionality with the eccount than the normal card such as ways to top up</highs>
    <lows>Topping up can be a pricey affair</lows>
  </card>
  <card>
    <product_type>PAYG</product_type>
    <provider>PrePay Technologies Ltd</provider>
    <card_name>Splash Plastic</card_name>
    <primary_purpose>Multipurpose</primary_purpose>
    <card_type>Maestro</card_type>
    <product_name>Not applicable</product_name>
    <price>£5.00 plus £4.95 account fee; plus £4.95 if phone registration</price>
    <price_value>£9.95</price_value>
    <monthly_fee>£0</monthly_fee>
    <month_fee_value>£0</month_fee_value>
    <cost_per_use>Merchants: 2.5%
Online gambling/betting: 1% surcharge</cost_per_use>
    <cost_per_use_value>2.50%</cost_per_use_value>
    <ID>£5</ID>
    <top_up_charges>Post Office: 30p per £10
PayPoint: 30p per £10
Credit/Debit cards: 2.5% (min £1.50)</top_up_charges>
    <top_up_charges_value>0</top_up_charges_value>
    <ATM_UK>£1.50 plus 2% surcharge for over £50.</ATM_UK>
    <ATM_UK_Value>£1.50</ATM_UK_Value>
    <ATM_Abroad>£1.50 plus 2.5% surcharge</ATM_Abroad>
    <ATM_Abroad_value>2.5%</ATM_Abroad_value>
    <forex_fees>1% surcharge</forex_fees>
    <forex_fees_value>1%</forex_fees_value>
    <add_card_fee>£5</add_card_fee>
    <dorm_fee>Not applicable</dorm_fee>
    <url>http://www.awin1.com/awclick.php?mid=1937&amp;id=88995</url>
    <image>splashcards.jpg</image>
    <highs>A good standard Maestro prepay card.</highs>
    <lows>It's a Maestro card! So it's not quite as good as a MasterCard!</lows>
  </card>
  <card>
    <product_type>PAYG</product_type>
    <provider>PrePay Technologies Ltd</provider>
    <card_name>Optimum Prepaid MasterCard</card_name>
    <primary_purpose>Multipurpose</primary_purpose>
    <card_type>MasterCard</card_type>
    <product_name>Pay as you go</product_name>
    <price>£9.95 (+ £2.50 if bought via SMS)</price>
    <price_value>£9.95</price_value>
    <monthly_fee>£0</monthly_fee>
    <month_fee_value>£0</month_fee_value>
    <cost_per_use>2.95%</cost_per_use>
    <cost_per_use_value>2.95%</cost_per_use_value>
    <ID>£5</ID>
    <top_up_charges>PayPoint: 3%
Credit Card: 3%</top_up_charges>
    <top_up_charges_value>3%</top_up_charges_value>
    <ATM_UK>£1.50 + 2% surcharge over £50</ATM_UK>
    <ATM_UK_Value>£1.50</ATM_UK_Value>
    <ATM_Abroad>£1.50 + 2% surcharge over £50</ATM_Abroad>
    <ATM_Abroad_value>£1.50</ATM_Abroad_value>
    <forex_fees>1% surcharge</forex_fees>
    <forex_fees_value>1%</forex_fees_value>
    <add_card_fee>£5</add_card_fee>
    <dorm_fee>Not applicable</dorm_fee>
    <url>http://www.awin1.com/awclick.php?mid=2020&amp;id=88995</url>
    <image>optimum1.jpg</image>
    <highs></highs>
    <lows></lows>
  </card>
  <card>
    <product_type>PAYG</product_type>
    <provider>Payment Card Solutions &amp; Quantum Card Services Ltd</provider>
    <card_name>Bread Prepaid MasterCard</card_name>
    <primary_purpose>Multipurpose</primary_purpose>
    <card_type>MasterCard</card_type>
    <product_name>Not applicable</product_name>
    <price>£7.50 (£10 if pay by SMS)</price>
    <price_value>£7.50</price_value>
    <monthly_fee>£0</monthly_fee>
    <month_fee_value>£0</month_fee_value>
    <cost_per_use>2% of purchase transaction
£1.50 to share money between primary and secondary card</cost_per_use>
    <cost_per_use_value>2%</cost_per_use_value>
    <ID>Free</ID>
    <top_up_charges>Free except: 
PayPoint: 3% of value</top_up_charges>
    <top_up_charges_value>3%</top_up_charges_value>
    <ATM_UK>£1.50</ATM_UK>
    <ATM_UK_Value>£1.50</ATM_UK_Value>
    <ATM_Abroad>£1.99 + 2.75% of value</ATM_Abroad>
    <ATM_Abroad_value>2.75%+</ATM_Abroad_value>
    <forex_fees>2% of purchase transaction + 2.75%</forex_fees>
    <forex_fees_value>2%</forex_fees_value>
    <add_card_fee>£7.50 (£10 if pay by SMS)</add_card_fee>
    <dorm_fee>£0</dorm_fee>
    <url>http://www.awin1.com/awclick.php?mid=1728&amp;id=88995</url>
    <image>bread1.jpg</image>
    <highs>A standard product from an established player.</highs>
    <lows>Only a single tariff option.</lows>
  </card>
  <card>
    <product_type>Annual</product_type>
    <provider>Caxton FX Ltd</provider>
    <card_name>Caxton FX Currency Card</card_name>
    <primary_purpose>Travel Card</primary_purpose>
    <card_type>MasterCard</card_type>
    <product_name>Global Card</product_name>
    <price>Free</price>
    <price_value>£0</price_value>
    <monthly_fee>Not applicable</monthly_fee>
    <month_fee_value>£0</month_fee_value>
    <cost_per_use>£1.50 in UK; Free elsewhere in world</cost_per_use>
    <cost_per_use_value>£1.50</cost_per_use_value>
    <ID>£0</ID>
    <top_up_charges>Free</top_up_charges>
    <top_up_charges_value>£0</top_up_charges_value>
    <ATM_UK>£1.50</ATM_UK>
    <ATM_UK_Value>£1.50</ATM_UK_Value>
    <ATM_Abroad>£0</ATM_Abroad>
    <ATM_Abroad_value>£0</ATM_Abroad_value>
    <forex_fees>2% for over-the-counter cash advances</forex_fees>
    <forex_fees_value>£0</forex_fees_value>
    <add_card_fee>Not applicable</add_card_fee>
    <dorm_fee>Not applicable</dorm_fee>
    <url>http://www.caxtonfxcard.com/allthree.asp?a_aid=CAXTMAYA&amp;050d3755=b8518b69</url>
    <image>caxton.jpg</image>
    <highs>Straightforward cards with a choice of currency.</highs>
    <lows>Just don't use it in the UK</lows>
  </card>
  <card>
    <product_type>Annual</product_type>
    <provider>International Currency Exchange plc</provider>
    <card_name>ICE Travellers cashcard</card_name>
    <primary_purpose>Travel Card</primary_purpose>
    <card_type>MasterCard</card_type>
    <product_name>Global Card</product_name>
    <price>Free</price>
    <price_value>£0</price_value>
    <monthly_fee>Not applicable</monthly_fee>
    <month_fee_value>£0</month_fee_value>
    <cost_per_use>Free</cost_per_use>
    <cost_per_use_value>£0</cost_per_use_value>
    <ID>Not applicable</ID>
    <top_up_charges>2%</top_up_charges>
    <top_up_charges_value>2%</top_up_charges_value>
    <ATM_UK>£1.75</ATM_UK>
    <ATM_UK_Value>£1.75</ATM_UK_Value>
    <ATM_Abroad>£1.75</ATM_Abroad>
    <ATM_Abroad_value>£1.75</ATM_Abroad_value>
    <forex_fees>2%</forex_fees>
    <forex_fees_value>2%</forex_fees_value>
    <add_card_fee>Free</add_card_fee>
    <dorm_fee>Not applicable</dorm_fee>
    <url></url>
    <image></image>
    <highs>Straightforward cards with a choice of currency.</highs>
    <lows>Just don't use it in the UK</lows>
  </card>
  <card>
    <product_type>Monthly</product_type>
    <provider>PrePay Technologies Ltd</provider>
    <card_name>Virgin prepaid MasterCard</card_name>
    <primary_purpose>Multipurpose</primary_purpose>
    <card_type>MasterCard</card_type>
    <product_name>Pay Monthly</product_name>
    <price>£9.95</price>
    <price_value>£9.95</price_value>
    <monthly_fee>£4.75</monthly_fee>
    <month_fee_value>£4.75</month_fee_value>
    <cost_per_use>£0</cost_per_use>
    <cost_per_use_value>£0</cost_per_use_value>
    <ID>£4.95</ID>
    <top_up_charges>Free except for; PayPoint: 2.75%; 
Credit card: 2.5%.</top_up_charges>
    <top_up_charges_value>£0</top_up_charges_value>
    <ATM_UK>£1.50</ATM_UK>
    <ATM_UK_Value>£1.50</ATM_UK_Value>
    <ATM_Abroad>£1.50</ATM_Abroad>
    <ATM_Abroad_value>£1.50</ATM_Abroad_value>
    <forex_fees>2.95%</forex_fees>
    <forex_fees_value>2.95%</forex_fees_value>
    <add_card_fee>£4.95</add_card_fee>
    <dorm_fee>£0</dorm_fee>
    <url>http://track.omguk.com/?AID=73408&amp;MID=351&amp;PID=4752&amp;CID=2871828&amp;CRID=17258&amp;WID=22387</url>
    <image>virgin.jpg</image>
    <highs>Big and trusted brand with discounts on other Virgin products and services.</highs>
    <lows>Although it is free to do you can only switch your pricing plan once every 4 months.</lows>
  </card>
  <card>
    <product_type>PAYG</product_type>
    <provider>PrePay Technologies Ltd</provider>
    <card_name>Virgin prepaid MasterCard</card_name>
    <primary_purpose>Multipurpose</primary_purpose>
    <card_type>MasterCard</card_type>
    <product_name>Pay as you go</product_name>
    <price>£9.95</price>
    <price_value>£9.95</price_value>
    <monthly_fee>£0</monthly_fee>
    <month_fee_value>£0</month_fee_value>
    <cost_per_use>2.95%</cost_per_use>
    <cost_per_use_value>2.95%</cost_per_use_value>
    <ID>£4.95</ID>
    <top_up_charges>Free except for; PayPoint: 2.75%; 
Credit card: 2.5%.</top_up_charges>
    <top_up_charges_value>£0</top_up_charges_value>
    <ATM_UK>2.95%</ATM_UK>
    <ATM_UK_Value>2.95%</ATM_UK_Value>
    <ATM_Abroad>3.50%</ATM_Abroad>
    <ATM_Abroad_value>3.50%</ATM_Abroad_value>
    <forex_fees>3.50%</forex_fees>
    <forex_fees_value>3.50%</forex_fees_value>
    <add_card_fee>£4.95</add_card_fee>
    <dorm_fee>£0</dorm_fee>
    <url>http://track.omguk.com/?AID=73408&amp;MID=351&amp;PID=4752&amp;CID=2871828&amp;CRID=17258&amp;WID=22387</url>
    <image>virgin.jpg</image>
    <highs>Big and trusted brand with discounts on other Virgin products and services.</highs>
    <lows>Although it is free to do you can only switch your pricing plan once every 4 months.</lows>
  </card>
</Cardfile>